GigSmart Shift Gig Worker Insurance
GigSmart offers three types of insurance coverage to protect you while hiring Shift Gig Workers.
Occupational Accident Insurance (OAI)
GigSmart offers Occupational Accident Insurance (OAI) to eligible GigSmart Shift Gig workers through the On-Demand Independent Contractors Association (ODICA). The Association provides educational resources, unique services and products for independent contractors operating in the gig economy.
OAI provides benefits to eligible GigSmart Shift Gig workers for covered injuries and fatalities that occur while providing on-demand services through the GigSmart Get Gigs app. Some of the benefits provided by the OAI policy include:
- Accidental Death Benefit: up to $10,000
- Survivor’s Benefit: up to $90,000 for eligible dependents
- Accidental Dismemberment Benefit: up to $100,000
- Paralysis Benefit: up to $100,000
- Temporary Total Disability Benefit: up to $500 a week
- Medical Expenses: up to $1,000,000 with no deductible or copay
To learn more about GigSmart’s OAI coverage, please contact your GigSmart Account Executive.
Note: OAI coverage is only available to GigSmart workers completing Shift Gigs. Project Gigs and workers who submit applications through the GigSmart Job Board are not covered.
General Liability Insurance
General Liability insurance covers your costs when responding to a claim that a Shift Gig worker caused property damage or bodily injury while working your Gig.
To learn more about GigSmart’s General Liability insurance coverage, please contact your GigSmart Account Executive.
Note: General Liability coverage is only available to GigSmart workers completing Shift Gigs. Project Gigs and workers who submit applications through the GigSmart Job Board are not covered.
Hired and Non-Owned Automotive Insurance
Have a Gig requiring driving or delivery? Hired and Non-Owned Auto insurance covers your liability when the personal vehicle of a GigSmart Shift Gig worker is driven for business during your Gig. It covers damage to another vehicle or property and medical costs associated with injury to a third party from an accident.
To learn more about GigSmart’s Hired and Non-Owned Auto insurance coverage, please contact your GigSmart Account Executive.
Note: Hired and Non-Owned Auto insurance coverage is only available to GigSmart workers completing Shift Gigs. Project Gigs and workers who submit applications through the GigSmart Job Board are not covered.
Help and Frequently Asked Questions
For more information about Shift Gig Worker Insurance, please visit the Worker Insurance section of our Knowledge Base.
Contact Us
If you have additional questions about Shift Gig worker insurance coverage, we want to hear from you. Please contact us directly and a member of our team will follow-up with you right away.
