GigSmart Occupational Accident Insurance Coverage

GigSmart offers Occupational Accident Insurance (OAI) to eligible GigSmart Shift Gig workers through the On-Demand Independent Contractors Association (ODICA). The Association provides educational resources, unique services and products for independent contractors operating in the gig economy.

OAI provides benefits to eligible GigSmart Shift Gig workers for covered injuries and fatalities that occur while providing on-demand services through the GigSmart Get Gigs app. Some of the benefits provided by the OAI policy include:

  • Accidental Death Benefit: up to $10,000
  • Survivor’s Benefit: up to $90,000 for eligible dependents
  • Accidental Dismemberment Benefit: up to $100,000
  • Paralysis Benefit: up to $100,000
  • Temporary Total Disability Benefit: up to $500 a week
  • Medical Expenses: up to $1,000,000 with no deductible or copay

Note: OAI coverage is only available to GigSmart workers completing Shift Gigs. Project Gigs and applications submitted through the GigSmart Job Board are not covered.

Help and Frequently Asked Questions

For more information about OAI, please visit the Worker Insurance section of our Knowledge Base.

Contact Us

If you have additional questions about OAI coverage, we want to hear from you. Please contact us directly and a member of our team will follow-up with you right away.

NOTE: This document is for informational purposes only. All Coverages provided by Atlantic Specialty Insurance Company are subject to the policy terms, conditions, limitations, and exclusions. If there is a conflict between the information shown here and the actual insurance policy, the policy governs.
Occupational Accident Insurance coverage is provided through the On-Demand Independent Contractor Association (ODICA) and underwritten by Atlantic Specialty Insurance Company, a OneBeacon Insurance Group underwriting company. Services are provided by third parties through ODICA. This organization reserves the right to change third-party vendors at any time without prior written notice. ODICA has entered into endorsement agreements with OneBeacon which is used to defray costs and provide membership benefits.
GigSmart is not an insurance provider and is not performing insurance services.